Posts from April 23rd, 2013
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Did You Know?
Did you know that with a USDA loan you can buy a house without a down payment? Many are not aware of this mortgage product because it is not widely used. These loans are made through the U.S. Department of Agriculture's Office of Rural Development and are to be used to buy a home in what is considered a "rural" area. However, according to the terms of a USDA loan what is considered as "rural" can include many communities that could be considered suburban areas.
Did you know that your credit card balances could be affecting your credit score even if you make you payments on time? Credit cards and any type of revolving credit can affect your score by having a high amount of money owed. It's best to remember to stay anywhere from 30% to 50% below your credit limit. So, even if you are making on time payments, if your card is maxed out this can have a negative...
